Credit Sesame is a free site where you get a view of your finances and credit score. This site is completely free. You do not need a credit card at all.
I, personally, use the site and really enjoy it. Is easy to handle and contains helpful information on how to improve your credit score. The credit score information comes from Experian, one of the three credit reporting agencies in the United States. Keep in mind that your credit score might/will be different than FICO and other credit agencies.
If you made 2013, the year to reduce your debt then Credit Sesame is a great tool to fight your debt.

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